Independent, practical help for litigants in person in England & Wales.
Written by John Barwell
More than £60 million of client money went missing when Axiom Ince collapsed in October 2023. This analysis traces the SRA’s post-collapse consumer protection programme through its own consultation and response papers: the client money reforms now awaiting approval, the Compensation Fund decisions already taken, and the rules a client of a failed firm can rely on today.
Written by John Barwell
The Financial Ombudsman Service (FOS) is often seen as a bureaucratic maze where complaints drag on and consumers feel unheard. Yet, my recent experience challenged this perception.
Written by John Barwell
A new report exposes the FCA’s toxic culture and regulatory failings, calling for urgent reforms to protect consumers and restore trust.
Written by John Barwell
The APPG’s damning report unveils systemic failures at the FCA, calling for urgent reforms to address cultural dysfunction and restore trust in UK financial regulation.
Written by John Barwell
A forthcoming APPG report reveals significant concerns about the FCA’s oversight of major scandals and its cultural dysfunction.
Written by John Barwell
The UK’s regulatory bodies are relics of a bygone era, built on flawed foundations and unfit for a modern society. Reform isn’t the answer; these institutions must be dismantled and rebuilt from the ground up, with transparency, accountability, and public oversight at their core. Without a radical overhaul, public trust will continue to erode, and justice will remain out of reach for many.
Written by John Barwell
The UK legal landscape is rapidly evolving, driven by tech advancements and changing consumer expectations. This article explores how regulatory bodies are adapting to ensure innovation and robust consumer protection.
Written by John Barwell
Examining the perception of immunity among law firms and the effectiveness of regulatory oversight in the legal profession, with a focus on the Burnetts Solicitors case.
